My dad has doled out tons of good advice over my lifetime and I figure if it’s good enough for me, it’s good enough to share with you. So here goes.
- If you can’t pay for it in cash, don’t pay for it at all. No cash advances, no buy now pay later, no “dance of the rotating bank accounts.”
- Use credit cards for convenience, not to hold a balance.
- Pay your bills on the last day they are due. That penny in interest is a penny you didn’t have yesterday.
- Bring your sad lunch from home and drink the pitiful coffee at work. That’ll save you enough money to buy a new big screen TV every year. It will also encourage you to spend more time making a tasty lunch and realize that the work coffee is actually quite good.
- Know the difference between need and want.
- Buy life experiences, not stuff.
- Save your money.
- Don’t waste anything. Eat the leftover stew you didn’t really like, scrape the last of the chocolate pudding out of the bowl, squish the end of the toothpaste as much as you possibly can.
- If you break it, don’t buy a new one. Fix the one you have so it stays out of the landfill that much longer.
- If you must drive somewhere, be sure to run every errand that needs the car at the same time.
- Don’t work late. Go home on time and play with your kids.
- Get an education in anything from anywhere no matter what.
- When your neighbour is away, pick up their junk mail, take out their garbage, and leave car and feet tracks in their snow.
- Perform random and regular acts of kindness without being asked and without telling anyone.
- Have dessert with your dinner every single day.